JPMORGAN CHASE & CO. Complaints
bankJPMorgan Chase & Co. is a multinational financial holding company and one of the largest banks in the United States, spanning consumer banking (Chase), investment banking, and asset and wealth management (J.P. Morgan). Headquartered in New York City, it was formed in 2000 through the merger of J.P. Morgan & Co. and The Chase Manhattan Corporation; Chase's lineage traces back to the Bank of the Manhattan Company, chartered in 1799.
383 Madison Avenue, New York, NY 10179
JPMORGAN CHASE & CO. recorded 431 complaints this week, compared with an 8-week baseline average of 488.3 per week. This week was 0.9x its own 8-week baseline, a status labeled Near baseline, with top complaint products this week of Checking or savings account (158), Credit card (132), and Credit reporting or other personal consumer reports (77). Complaints answered on time this week were 100.0%. It ranked 6 of 14 among banks by spike ratio this week, compared with an average spike ratio of 0.8 across all tracked banks.
Category average spike ratio this week (banks): 0.8x — see the full category ranking.
12-week complaint volume
Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).
Spike ratio across tracked runs
9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.
Top complaint products this week
Responsiveness & resolution this week
How JPMORGAN CHASE & CO.'s complaints were resolved this week:
"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.
Complaints from Older American / Servicemember consumers
15.3% of JPMORGAN CHASE & CO.'s complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 16.5%). This reflects who is filing complaints, not a finding about JPMORGAN CHASE & CO.'s conduct toward these consumers — see How it works.
What customers are saying
500 narratives, 2026-06-02 to 2026-07-01 (narrative text lags ~70 days behind the base complaint record — see How it works). Word size = relative frequency (square-root scaled, so no single word dominates).
38.4% of these narratives mention a fraud/scam-related word ("fraud", "scam", "unauthorized", "stolen", "identity theft", "phishing") — a keyword signal in consumers' own words, not a confirmed fraud finding by CFPB or JPMORGAN CHASE & CO..
Exact counts
| # | Word | Mentions |
|---|---|---|
| 1 | credit | 521 |
| 2 | card | 488 |
| 3 | year | 449 |
| 4 | funds | 370 |
| 5 | fraud | 368 |
| 6 | check | 360 |
| 7 | claim | 322 |
| 8 | payment | 319 |
| 9 | received | 301 |
| 10 | information | 274 |
| 11 | transaction | 261 |
| 12 | transactions | 256 |
| 13 | provided | 253 |
| 14 | phone | 249 |
| 15 | number | 249 |
| 16 | complaint | 244 |
| 17 | dispute | 228 |
| 18 | money | 221 |
| 19 | request | 219 |
| 20 | provide | 219 |
| 21 | regarding | 218 |
| 22 | time | 210 |
| 23 | closed | 209 |
| 24 | business | 204 |
| 25 | investigation | 203 |
| 26 | call | 200 |
| 27 | amount | 200 |
| 28 | balance | 200 |
| 29 | customer | 198 |
| 30 | merchant | 196 |
| 31 | can | 191 |
| 32 | made | 188 |
| 33 | issue | 186 |
| 34 | review | 184 |
| 35 | documentation | 184 |
| 36 | service | 182 |
| 37 | financial | 172 |
| 38 | without | 168 |
| 39 | written | 168 |
| 40 | transfer | 168 |
Where complaints go: product → issue → outcome
Last 90 days, 6,248 complaints. Two stages shown separately (not joined into one three-way table) because the issue→outcome counts are already combined across every product sharing that issue — see How it works.
Product → Issue
| Product | Issue | Complaints |
|---|---|---|
| Checking or savings account | Managing an account | 1,299 |
| Credit card | Other | 820 |
| Other | Other | 755 |
| Checking or savings account | Other | 625 |
| Credit reporting or other personal consumer reports | Incorrect information on your report | 578 |
| Credit card | Problem with a purchase shown on your statement | 569 |
| Credit card | Other features, terms, or problems | 361 |
| Checking or savings account | Closing an account | 297 |
| Credit reporting or other personal consumer reports | Improper use of your report | 244 |
| Debt collection | Took or threatened to take negative or legal action | 220 |
| Credit reporting or other personal consumer reports | Other | 212 |
| Debt collection | Attempts to collect debt not owed | 155 |
| Debt collection | Other | 113 |
Issue → Company response
| Issue | Response | Complaints |
|---|---|---|
| Other | Other | 2,525 |
| Managing an account | Closed with explanation | 1,064 |
| Incorrect information on your report | Closed with explanation | 490 |
| Problem with a purchase shown on your statement | Closed with explanation | 446 |
| Other features, terms, or problems | Closed with explanation | 237 |
| Closing an account | Closed with explanation | 232 |
| Took or threatened to take negative or legal action | Closed with explanation | 199 |
| Improper use of your report | Closed with explanation | 167 |
| Managing an account | Closed with monetary relief | 160 |
| Attempts to collect debt not owed | Closed with explanation | 131 |
| Problem with a purchase shown on your statement | Closed with monetary relief | 67 |
| Improper use of your report | Closed with non-monetary relief | 67 |
| Managing an account | In progress | 64 |
| Incorrect information on your report | Closed with non-monetary relief | 64 |
| Other features, terms, or problems | Closed with monetary relief | 55 |
| Other features, terms, or problems | Closed with non-monetary relief | 48 |
| Closing an account | Closed with monetary relief | 43 |
| Problem with a purchase shown on your statement | In progress | 34 |
| Incorrect information on your report | In progress | 24 |
| Problem with a purchase shown on your statement | Other | 22 |
| Other features, terms, or problems | Other | 21 |
| Closing an account | In progress | 20 |
| Took or threatened to take negative or legal action | Closed with non-monetary relief | 19 |
| Attempts to collect debt not owed | Closed with non-monetary relief | 19 |
| Managing an account | Other | 11 |
| Improper use of your report | In progress | 10 |
| Attempts to collect debt not owed | In progress | 4 |
| Closing an account | Other | 2 |
| Took or threatened to take negative or legal action | In progress | 2 |
| Attempts to collect debt not owed | Other | 1 |