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JPMORGAN CHASE & CO. Complaints

bank
● Near baseline

JPMorgan Chase & Co. is a multinational financial holding company and one of the largest banks in the United States, spanning consumer banking (Chase), investment banking, and asset and wealth management (J.P. Morgan). Headquartered in New York City, it was formed in 2000 through the merger of J.P. Morgan & Co. and The Chase Manhattan Corporation; Chase's lineage traces back to the Bank of the Manhattan Company, chartered in 1799.

Contact

383 Madison Avenue, New York, NY 10179

JPMORGAN CHASE & CO. recorded 431 complaints this week, compared with an 8-week baseline average of 488.3 per week. This week was 0.9x its own 8-week baseline, a status labeled Near baseline, with top complaint products this week of Checking or savings account (158), Credit card (132), and Credit reporting or other personal consumer reports (77). Complaints answered on time this week were 100.0%. It ranked 6 of 14 among banks by spike ratio this week, compared with an average spike ratio of 0.8 across all tracked banks.

This week
431
8-week baseline avg/wk
488.3
Spike ratio
0.9x
Rank vs. category peers
6 of 14

Category average spike ratio this week (banks): 0.8x — see the full category ranking.

12-week complaint volume

Week 1 of 12: 503 Week 2 of 12: 485 Week 3 of 12: 488 Week 4 of 12: 514 Week 5 of 12: 441 Week 6 of 12: 454 Week 7 of 12: 512 Week 8 of 12: 473 Week 9 of 12: 491 Week 10 of 12: 483 Week 11 of 12: 527 Week 12 of 12: 431

Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).

Spike ratio across tracked runs

Run 1 of 9: 1.0x Run 2 of 9: 0.8x Run 3 of 9: 0.9x Run 4 of 9: 1.1x Run 5 of 9: 0.9x Run 6 of 9: 1.0x Run 7 of 9: 1.0x Run 8 of 9: 1.1x Run 9 of 9: 0.2x

9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.

Top complaint products this week

Responsiveness & resolution this week

Answered on time
100.0%
Public response rate

How JPMORGAN CHASE & CO.'s complaints were resolved this week:

"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.

Complaints from Older American / Servicemember consumers

15.3% of JPMORGAN CHASE & CO.'s complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 16.5%). This reflects who is filing complaints, not a finding about JPMORGAN CHASE & CO.'s conduct toward these consumers — see How it works.

What customers are saying

500 narratives, 2026-06-02 to 2026-07-01 (narrative text lags ~70 days behind the base complaint record — see How it works). Word size = relative frequency (square-root scaled, so no single word dominates).

38.4% of these narratives mention a fraud/scam-related word ("fraud", "scam", "unauthorized", "stolen", "identity theft", "phishing") — a keyword signal in consumers' own words, not a confirmed fraud finding by CFPB or JPMORGAN CHASE & CO..

creditcardyearfundsfraudcheckclaimpaymentreceivedinformationtransactiontransactionsprovidedphonenumbercomplaintdisputemoneyrequestprovideregardingtimeclosedbusinessinvestigationcallamountbalancecustomermerchantcanmadeissuereviewdocumentationservicefinancialwithoutwrittentransfer
Exact counts
#WordMentions
1credit521
2card488
3year449
4funds370
5fraud368
6check360
7claim322
8payment319
9received301
10information274
11transaction261
12transactions256
13provided253
14phone249
15number249
16complaint244
17dispute228
18money221
19request219
20provide219
21regarding218
22time210
23closed209
24business204
25investigation203
26call200
27amount200
28balance200
29customer198
30merchant196
31can191
32made188
33issue186
34review184
35documentation184
36service182
37financial172
38without168
39written168
40transfer168

Where complaints go: product → issue → outcome

Last 90 days, 6,248 complaints. Two stages shown separately (not joined into one three-way table) because the issue→outcome counts are already combined across every product sharing that issue — see How it works.

Product → Issue

ProductIssueComplaints
Checking or savings accountManaging an account1,299
Credit cardOther820
OtherOther755
Checking or savings accountOther625
Credit reporting or other personal consumer reportsIncorrect information on your report578
Credit cardProblem with a purchase shown on your statement569
Credit cardOther features, terms, or problems361
Checking or savings accountClosing an account297
Credit reporting or other personal consumer reportsImproper use of your report244
Debt collectionTook or threatened to take negative or legal action220
Credit reporting or other personal consumer reportsOther212
Debt collectionAttempts to collect debt not owed155
Debt collectionOther113

Issue → Company response

IssueResponseComplaints
OtherOther2,525
Managing an accountClosed with explanation1,064
Incorrect information on your reportClosed with explanation490
Problem with a purchase shown on your statementClosed with explanation446
Other features, terms, or problemsClosed with explanation237
Closing an accountClosed with explanation232
Took or threatened to take negative or legal actionClosed with explanation199
Improper use of your reportClosed with explanation167
Managing an accountClosed with monetary relief160
Attempts to collect debt not owedClosed with explanation131
Problem with a purchase shown on your statementClosed with monetary relief67
Improper use of your reportClosed with non-monetary relief67
Managing an accountIn progress64
Incorrect information on your reportClosed with non-monetary relief64
Other features, terms, or problemsClosed with monetary relief55
Other features, terms, or problemsClosed with non-monetary relief48
Closing an accountClosed with monetary relief43
Problem with a purchase shown on your statementIn progress34
Incorrect information on your reportIn progress24
Problem with a purchase shown on your statementOther22
Other features, terms, or problemsOther21
Closing an accountIn progress20
Took or threatened to take negative or legal actionClosed with non-monetary relief19
Attempts to collect debt not owedClosed with non-monetary relief19
Managing an accountOther11
Improper use of your reportIn progress10
Attempts to collect debt not owedIn progress4
Closing an accountOther2
Took or threatened to take negative or legal actionIn progress2
Attempts to collect debt not owedOther1