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AMERICAN EXPRESS COMPANY Complaints

bank
● Near baseline

American Express Company is a global financial services corporation known for charge cards, credit cards, and travel-related services. Headquartered in New York City, it was founded in 1850 in Buffalo, New York, through the merger of three express-mail companies by Henry Wells, William Fargo, and John Butterfield.

Contact

200 Vesey Street, New York, NY 10285-3106

AMERICAN EXPRESS COMPANY recorded 196 complaints this week, compared with an 8-week baseline average of 210.0 per week. This week was 0.9x its own 8-week baseline, a status labeled Near baseline. Top complaint products this week were Credit card (104), Credit reporting or other personal consumer reports (58), and Debt collection (20), with 100.0% of complaints answered on time this week. Ranked 4 of 14 among banks by spike ratio this week, compared with an average spike ratio of 0.8 across all tracked banks this week.

This week
196
8-week baseline avg/wk
210.0
Spike ratio
0.9x
Rank vs. category peers
4 of 14

Category average spike ratio this week (banks): 0.8x — see the full category ranking.

12-week complaint volume

Week 1 of 12: 209 Week 2 of 12: 248 Week 3 of 12: 193 Week 4 of 12: 216 Week 5 of 12: 216 Week 6 of 12: 211 Week 7 of 12: 235 Week 8 of 12: 203 Week 9 of 12: 178 Week 10 of 12: 185 Week 11 of 12: 216 Week 12 of 12: 196

Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).

Spike ratio across tracked runs

Run 1 of 9: 0.9x Run 2 of 9: 0.9x Run 3 of 9: 0.9x Run 4 of 9: 1.1x Run 5 of 9: 0.9x Run 6 of 9: 0.8x Run 7 of 9: 0.9x Run 8 of 9: 1.0x Run 9 of 9: 0.7x

9 recorded runs, 2026-07-14 through 2026-09-08 — this week vs. that run's own 8-week baseline each time (same spike-ratio math as above, tracked over separate runs of this site's data pipeline rather than within a single build). See How it works.

Top complaint products this week

Responsiveness & resolution this week

Answered on time
100.0%
Public response rate

How AMERICAN EXPRESS COMPANY's complaints were resolved this week:

"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.

Complaints from Older American / Servicemember consumers

13.8% of AMERICAN EXPRESS COMPANY's complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 16.5%). This reflects who is filing complaints, not a finding about AMERICAN EXPRESS COMPANY's conduct toward these consumers — see How it works.

What customers are saying

Narrative word cloud not yet generated for AMERICAN EXPRESS COMPANY — currently built for the highest-volume companies only. Why.

Where complaints go: product → issue → outcome

Complaint flow not yet generated for AMERICAN EXPRESS COMPANY — currently built for the highest-volume companies only. Why.