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Certegy Holdings, LLC Complaints

data reseller
● Near baseline

Certegy Holdings, LLC is a check- and ACH-verification and specialty consumer reporting company that authorizes and verifies checks and electronic payments for merchants, gaming operators, and financial institutions. Headquartered in Clearwater, Florida, its corporate family includes Certegy Payment Solutions, LLC and Certegy Check Services, Inc.; it traces its roots to a payment/check-verification business spun off from Equifax in 2001, later part of Fidelity National Information Services/FIS, and is now owned by private equity firm Variant Equity Advisors, LLC.

Contact

P.O. Box 7189, Clearwater, FL 33758

[email protected]

Certegy Holdings, LLC recorded 1 complaint this week, compared with an 8-week baseline average of 0.9 per week. This week stands at 1.1x its own 8-week baseline, a status labeled Near baseline, with the week's complaint concerning Credit reporting or other personal consumer reports (1). 100.0% of complaints this week were answered on time. Among consumer-report resellers, it ranked 2 of 5 by spike ratio this week, compared with an average spike ratio of 1.1 across all tracked consumer-report resellers.

This week
1
8-week baseline avg/wk
0.9
Spike ratio
1.1x
Rank vs. category peers
2 of 5

Category average spike ratio this week (data resellers): 1.1x — see the full category ranking.

12-week complaint volume

Week 1 of 12: 2 Week 2 of 12: 0 Week 3 of 12: 2 Week 4 of 12: 0 Week 5 of 12: 0 Week 6 of 12: 2 Week 7 of 12: 0 Week 8 of 12: 1 Week 9 of 12: 3 Week 10 of 12: 0 Week 11 of 12: 0 Week 12 of 12: 1

Week ending 2026-06-10 through 2026-08-26 (14-day lag buffer applied).

Top complaint products this week

Responsiveness & resolution this week

Answered on time
100.0%
Public response rate

How Certegy Holdings, LLC's complaints were resolved this week:

"Public response rate" counts only complaints where CFPB asked the company to respond publicly, and measures how often it said something substantive instead of declining to comment — see How it works.

Complaints from Older American / Servicemember consumers

0.0% of Certegy Holdings, LLC's complaints this week were self-tagged by the consumer as coming from an Older American and/or Servicemember household (category average this week: 2.5%). This reflects who is filing complaints, not a finding about Certegy Holdings, LLC's conduct toward these consumers — see How it works.

What customers are saying

Narrative word cloud not yet generated for Certegy Holdings, LLC — currently built for the highest-volume companies only. Why.

Where complaints go: product → issue → outcome

Complaint flow not yet generated for Certegy Holdings, LLC — currently built for the highest-volume companies only. Why.